Isle of Man Life Insurance

  • IOM life insurance specialists
  • Discounted premiums
  • Guaranteed to be cheaper than going direct
  • Free ‘trust’ service available
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Try our specialised comparison system that only returns insurance providers who are able to cover residents of the Jersey, Guernsey and the Isle of Man

For low-cost life insurance on the Isle of Man, trust I’m Insured. We specialise in life cover for the Isle of Man and that means we will find the right protection for you at a discounted price that you will love.

Just because you live on one of the UK’s smaller islands doesn’t mean you should pay more for your insurance. Isle of Man customers are welcomed by a range of insurers and our system will only quote for insurers that provide cover to Isle of Man residents. That means you don’t have to waste your time trawling through small print to find out if a company will cover you – we will do all that work for you.

Similarly, you don’t have to speak to a local insurance broker to get the cover you need. We will compare a range of policies for you to find you the right protection. And, all our premiums are discounted, guaranteeing you a great deal.

What you get when you trust I’m Insured for your Isle of Man life insurance
  • Low prices – don’t pay more than you have to for your cover. All our premiums are discounted and that means you’re guaranteed to benefit from a lower price than if you had approached an insurer directly
  • Expert help – all our team are experienced and we can help you to find the most appropriate policy for your needs. We can also help you with your application form and lifestyle questionnaire
  • A great choice of products – our system does the hard work and searches through all the life insurance providers who cover customers in the Isle of Man
  • A quick response – by searching through all the Isle of Man insurers we can provide you with a choice of life insurance deals. You don’t have to waste time approaching insurers directly or completing applications only to be told you’re not eligible for cover

We have vast experience in the Isle of Man life insurance market and that means when you speak to I’m Insured you’re speaking to a trusted expert. We’ll answer your questions, help you find the right cover at a discounted price and guide you through the application process.

Get your quote today.

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Located in the middle of the Irish Sea, the Isle of Man is a 221 square mile island almost equidistant from England, Scotland, Wales and Northern Ireland. Home to around 85,000 people, around a third live in the island’s capital Douglas while around 10,000 in the adjoining village of Onchan.

While the island’s trade is mostly with the United Kingdom, the Isle of Man is not part of the UK. It is a self-governing British Crown dependency and holds neither membership nor associate membership of the European Union. It also lies outside the European Economic Area although a special relationship ensures that Manx goods can be freely moved within the EEA (although people, capital and services cannot).

The Isle of Man’s strong identity is due in part to its independence and the fact that the Island is self-governing. It has the oldest continuous parliament in the world, Tynwald, which dates back over 1,000 years.

Keep reading to find out more about the financial services sector on the Isle of Man.

The Isle of Man has a strong reputation for financial services excellence

The Isle of Man is a low tax economy with no capital gains tax, wealth tax, stamp duty, death duty or inheritance tax. Corporation tax is at 0 per cent and the maximum rate of income tax is 20 per cent with a cap of £115,000.

Over the last 40 years the Isle of Man has developed an international reputation for financial services excellence. The development of the Isle of Man’s insurance and pensions sector arose from the Isle of Man Government’s decision in the early 1980s to seek to encourage diversification in the finance sector.

Established as the Insurance Authority in 1986 under the Insurance Act 1986 and continued under the Insurance Act 2008, the Insurance and Pensions Authority is a statutory board originally established to regulate the insurance sector of the Isle of Man.

Following the addition to its responsibilities of the development and implementation of a supervisory framework for pension schemes it became the Insurance and Pensions Authority in January 1997.

The Isle of Man Life Insurance Sector

The IOM has one of the world’s largest offshore life assurance sectors. The Island’s effective regulatory regime makes it attractive to high quality business, and this has helped it to develop into one of the world’s leading centres for offshore life assurance.

The island is home to the international subsidiaries of highly respected life assurance companies, which attract business from all around the world. At the end of 2007 the total funds under management for the sector totalled £42.9 billion.

Life Insurance IOM Specific

If you are looking for life insurance and you live on the Isle of Man, you’ve come to the right place. We search from a list of leading insurers who offer cover to Isle of Man residents and  you’ll also benefit from discounted premiums, meaning you’ll always pay less than going direct.

Royal London Life Insurance
AIG Life Insurance
Aviva Life Insurance
Royal London Life Insurance
AIG Life Insurance
Aviva Life Insurance

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Isle of Man

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Clients' Reviews

Some of our recent reviews published on Feefo

Feefo 5 star rating

‘Excellent Service’

I found I'm Insured very helpful in setting up my life insurance especially as I live in jersey Channel Islands, I was struggling to get life insurance in jersey until I spoke to...

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‘Knowledgable and Friendly’

I spoke to Jon at your company and although initially I did not need insurance straight away he kept in touch and layer out all options and prices. He offered a fantastic service...

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‘Friendly and Efficient’

Excellent response to call. Quickly outlined the possibilities for me, no hard sell or attempt to push a particular product. The on processing the details for the policy was very...

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