Life Insurance in Guernsey

  • Specialists in covering residents of Guernsey
  • Guaranteed discounted premiums
  • Instant quotes available online.
  • Dedicated account managers available.
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If you are looking for life insurance in Guernsey, we will help you to find the right cover at the very best price.

Getting life insurance as a Guernsey resident is easier than you think. Over the years there have been lots of myths about getting life cover in the Channel Islands but at Channel Islands Insured we specialise in finding the right protection at discounted rates.

Will I struggle to find life cover in Guernsey?

No. While there are some insurers that won’t cover you if you live in the Channel Islands, most insurers are happy to provide cover. When we search for protection for you we’ll only include those companies that offer cover to Guernsey residents. We will scour the market and give you quotes from a range of insurers that offer cover in Guernsey.

Will I pay more for life insurance if I live in Guernsey?

No. We’ll find the very best price for the cover you need. And, all our premiums are discounted which means you’ll actually pay less than if you went directly to an insurer.

3 reasons to speak to I’m Insured for life insurance in Guernsey
  1. Save time – we’ll do the searching for you and give you a range of options from leading insurers who specialise in life insurance in Guernsey
  2. Save money – all our premiums are discounted, guaranteeing that you will pay less than going direct
  3. Easy and stress-free – we’ll talk you through your choices, help you with your application form and lifestyle questionnaire and chat through your trust options

Just because you life in Guernsey, don’t assume that you will automatically pay more for your life insurance. We’ll get you the right cover from a trusted insurer at a price you’ll love.

Get your quote today.

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The Bailiwick of Guernsey consists of the island of Guernsey as well as the islands of Alderney, Sark, Herm, Jethou and Lihou. Alongside the Bailiwick of Jersey it forms the grouping known as the Channel Islands.

Guernsey itself has an area of 24.5 square miles and is situated 31 miles west of the French coast and 75 miles south of the south coast of England. Around 65,000 people live in the Bailiwick of Guernsey.

Guernsey is not part of the United Kingdom although the British Crown is responsible for its defence. While not a member of the European Union it has a special relationship with the EU for the purposes of the free trade of goods and services.

Keep reading to find out more about Guernsey’s financial system.

Financial services account for more than a third of Guernsey’s GDP

Guernsey has a large financial services industry and this sector accounts for around 37 per cent of the Bailiwick’s GDP. There are £83 billion in deposits in Guernsey.

In 2013 there were 2,038 employing businesses in Guernsey with a fifth of these being in the finance industry. The insurance and risk management industry in Guernsey has its origins dating back to the 18th century and captives have been incorporated in the Island since 1922. Guernsey’s insurance industry is renowned for its innovation and professionalism in providing a range of risk management solutions.

The finance sector in Guernsey is regulated by the Guernsey Financial Services Commission. The Commission’s primary objective is to regulate and supervise financial services in Guernsey and to uphold the international reputation of Guernsey as a finance centre. The Commission regulates insurance managers, who facilitate insurance business, and insurance intermediaries, mostly covering local broker requirements.

From November 2015 the Channel Islands Financial Ombudsman (CIFO) will have the power to investigate and resolve complaints about financial services provided in/from Jersey, Guernsey, Alderney and Sark.

Insurance for Guernsey residents

If you’re looking for life insurance in Guernsey, we can help. We search from a range of providers who specifically offer life protection to Guernsey residents. In addition, we guarantee discounted premiums meaning that when you use us you’ll benefit from lower prices than if you approached an insurer directly.

Royal London Life Insurance
AIG Life Insurance
Aviva Life Insurance
Royal London Life Insurance
AIG Life Insurance
Aviva Life Insurance

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‘Excellent Service’

I found I'm Insured very helpful in setting up my life insurance especially as I live in jersey Channel Islands, I was struggling to get life insurance in jersey until I spoke to...

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I spoke to Jon at your company and although initially I did not need insurance straight away he kept in touch and layer out all options and prices. He offered a fantastic service...

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Excellent response to call. Quickly outlined the possibilities for me, no hard sell or attempt to push a particular product. The on processing the details for the policy was very...

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